A motorist from Maghull who has nine years' no claims discount has seen his car insurance rocket by 76%.
Vin Bowe has turned to Sefton Central Labour MP Bill Esterson for help in getting to the bottom of the massive rise.
Vin, who is 74, not only has nine years' no claims discount, but has also not claimed, had no accidents or criminal offences recorded against him or any of the named drivers on his policy.
The father of two believes this is either an "attack on customers with no claims discounts or on older people".
Vin said: "I received notification of the increase through the post and was absolutely appalled by the amount of the rise. Seventy six per cent is excessive to say the least.
"Naturally I wanted to know why my annual premium had increased so much.
"I contacted my insurer, Prudential. But they said they couldn't go into detail. So I put to them a series of questions and concerns and concerns which I have."
Vin's questions included:
· Are the increases an attack on customers with a large no claims discount?
· Has there been a policy change to discriminate against older drivers?
· Are the customers of Prudential being asked to pay Payment Protection for policies knowingly mis-sold prior to the merger of the various companies into UKI?
· Are customers being asked to pay for the costs of the merger itself?
Vin said: "I have put these questions to Prudential and called customer services on numerous occasions to try and elicit some reasoning for the massive rise.
"But as of yet, I am yet to receive an answer.
"That is why I have turned to our MP Bill Esterson to take this up with the government, to try to get to the bottom of this.
"Because motor insurance is quite rightly compulsory, then the motor insurance companies must be accountable, but they aren't. That is something which needs to be addressed urgently."
Bill Esterson said he was personally contacting UK Insurance/Prudential to find out why Mr Bowe had seen his premium rocket by 76%.
Bill said: "Mr Bowe has put some excellent questions to UKI/Prudential, but as of yet he hasn't had any answers to his questions.
"A seventy six per cent hike is obviously much too high, particularly for an older man who has nine years' no claims discount and has not incurred any penalties or reasons to explain such a price rise.
"Prudential confirmed that customers would not foot any costs for the company's merger with UKI. I want to hear from Prudential that the 76% rise is not due to that merger.
"Mr Bowe has voted with his feet in this case and moved insurance companies. But I want to ensure that none of my constituents are being unfairly targeted for price hikes by insurance companies."